Retirement & Super for Australians For Dummies

Superannuation, fees, lifestyle costs and drawdown strategies — find the answers you need in this plain-English guide to building your personal retirement plan Retirement can feel like something to sort out later. You've got super, maybe some savings, perhaps shares or debt — but it's not always clear how they fit together, or whether you're on track. Retirement & Super for Australians For Dummies is an easy-to-follow guidebook written for Australians navigating our unique retirement system. You’ll crunch the numbers on how retirement really works, then learn how to build a personal plan for the life you want to retire to. How much super do you need to retire comfortably? Are you paying too much in fees? Will you be eligible for the Age Pension? Is downsizing a good way to boost your savings? Written in friendly, jargon-free Dummies style, Retirement & Super for Australians For Dummies shares the info and answers you need to build your financial future with confidence. Inside, you’ll discover how to: Design the retirement lifestyle you want, and work out what it will actually cost Understand the key ages that change your options and the money milestones you should aim for long-term Make sense of superannuation, including tracking down lost accounts, cutting unnecessary fees and growing your balance with different investment options Learn how to turn your super into a steady income when you’re ready, covering drawdown strategies and managing risk Protect what you’ve built with the right insurance, estate plan and beneficiaries Retirement is one of the biggest financial transitions of your life, and it looks different for everyone. This book will give you the confidence to build a plan that works for you, for the many years still ahead.